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Victor Kalinowski

Victor Kalinowski

How to buy a house in Brisbane for first home buyers | 2019 step by step guide

Wanting to buy a house but not sure where to start or what you’ll to need to do to make it happen? I explain everything you need to know! In this guide, updated for 2019, I breakdown the steps to…

Victor Kalinowski

How to build a house in Brisbane | 2019 step by step guide

Thinking about building a home in and around Brisbane? Not sure how to use the $15,000 Qld building grant as your deposit or even where to start? Learn everything you need to know! There is nothing quite like the experience…

Victor Kalinowski

First Home Buyers Grant QLD | 2019 Complete Guide

If you’re buying or building your first home in Queensland, you may be eligible for the $15,000 first home buyers grant. Read on to learn what you need to do and how we help you apply for it. At Blackk,…

Victor Kalinowski

QLD Stamp Duty Rebate | 2019 complete guide

The Qld Government helps out first home buyers with up to $8,750 as a Stamp Duty Rebate when they buy an established home or a block of vacant land. I explain how to maximise your rebate and what to watch…

Victor Kalinowski

Lenders Mortgage Insurance | How to reduce your premium

In most situations, you will pay lenders mortgage insurance if you don’t have a 20%  deposit when applying for...

Victor Kalinowski

Refinance | What is it & should you take the leap?

Do you have home loan rate jealousy? Do the alluring interest rates of others make your heart beat that little bit faster? I explain what it is when you should do it.

Victor Kalinowski

21 Critical Home Loan Mistakes to Avoid

If you're considering buying or building a home then you'll probably need a home loan.  We've listed here the 21 most common mistakes we see...

Victor Kalinowski

Why you don’t need a home loan pre approval to buy a home

If you’re considering buying your first home and getting a home loan, you may be wondering why most banks and mortgage brokers aren’t recommending a home loan pre-approval anymore.  I explain why they aren’t worth the time and what we…

Victor Kalinowski

Clauses to consider when signing a house contract in QLD

When you sign your house contract, it’s important to understand what you’re signing and what clauses you need...

Victor Kalinowski

Building and Pest Inspection – why you need it

A building and pest inspection is a critical check you need to arrange before you finalise buying a house in QLD. Here I explain why you need it and how it helps.
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