Victor Kalinowski

Victor Kalinowski

First Home Loan Deposit Scheme [2020 Explainer]

first home loan deposit scheme
Here is what we know (and think) so far about the First Home Loan Deposit Scheme which is available from January 2020. You may have heard that as of January 2020, the Federal Government has launched a new scheme to…

Victor Kalinowski

Top 13 game changers for a first home buyer [2020 guide + case studies]

First home buyer - Guide - Blackk Home Loans
Avoiding these 13 mortgage mistakes as a first home buyer will 100% guarantee you save money today and Set yourself up for financial freedom tomorrow. Mistake 1:  Thinking you need to wait till you have a 20% deposit saved to…

Victor Kalinowski

Buying property with family members [2020 Home Loan Advice]

Buying property with family
Buying property with family members makes it easier to get into the property market. In 2020 with higher property prices and banks making it harder for people to borrow as much money as they used too, pooling in with family…

Victor Kalinowski

Queensland Stamp Duty Rebate [2020 Complete Guide]

QLD stamp duty rebate explained by Victor Kalinowksi at Blackk Finance
The Queensland State Government has a number of programs to help out first home buyers. One of these is the Stamp Duty Rebate. The QLD stamp duty rebate is where a First Home Buyer can save up too $8,750 in…

Victor Kalinowski

How much can I borrow home loan [2020 Guide]

How much can I borrow home loan?
How much can I borrow home loan? Blackk will secure the right home loan for you. We do the leg work and the paperwork, you just concentrate on moving in.

Victor Kalinowski

How to make an offer on a house [2020 step by step guide]

How to make an offer on a house in 2020. Learn advanced strategies and tools in this 12 steps guide to getting your offer accepted. Buying property is something we only do occasionally, at most, in our lives.  Yet knowing…

Victor Kalinowski

Making an offer on a house below asking price [5 winning strategies in 2020]

making an offer on a house below asking price - Blackk Finance
The key to making an offer on a house below asking price, is knowing the real reason the vendor is selling. If you’re planning on making an offer on a house below asking price, then start with some research to…

Victor Kalinowski

Are Home Loan Offset Accounts worth it [2020 Explainer + Case Study]?

Offset Accounts - Blackk Home Loans
Home Loan Offset Accounts can save you money on a home loan, but only in the right circumstances. It is very common for people to have heard from friends or parents that an ‘offset account’ is the go these days…

Victor Kalinowski

First Home Buyers Grant QLD [2020 Complete Guide]

If you’re buying or building your first home, you may be eligible for the $15,000 First Home Buyers Grant QLD. Learn how to apply, when it’s paid and things to watch out for. At Blackk, we have a special focus…

Victor Kalinowski

Buy your next home using a bridging loan [2020 Complete Guide]

Secure bridging finance quickly and simply with Blackk. We’ll find you the best products available and help you get approved fast.