Guides
Read our most popular how-to guides.
First Home Owners Grant QLD [2024 – Complete Guide]
You want to get into your first home, and you are hoping to get money from the Queensland government to help you buy sooner. Or buy better.
Terms and conditions to consider when signing house contract in QLD
When you sign your house contract, it’s important to understand what you’re signing and what clauses you need…
How To Make An Offer On A House [2023 Step By Step Guide]
Learn advanced strategies and tools in this 12 steps guide to getting your offer accepted. Buying property is something we only do occasionally, at most, in our lives. Yet knowing how to make an offer on a house, below the...
First Home Guarantee [2023 Comprehensive Guide]
The First Home Guarantee | 2023 Complete Guide For QLD The hardest part of getting into the property market as a first time buyer is usually getting a deposit saved. To help, the Federal Government allows eligible first home buyers...
Buying property with family members [2023 Home Loan Advice]
Buying a house jointly with parents or other family members makes it easier to get into the property market. In 2023 with higher property prices and banks making it harder for people to borrow as much money as they used...
Top 6 Strategies On How To Increase Borrowing Capacity For 2023
How To Increase Borrowing Capacity . Are you planning to make the most of lower property prices and buy a home or investment property in the next 6 months? If you’ve tracked your borrowing capacity recently, you’ll find that since...
Now’s probably a good time to buy an investment property – here’s why (October 2022)
Rents are higher and home values trending lower creating a window of opportunity to buy an investment property. If you have been considering buying an investment property then I think now could actually be a good time to jump...
How to make an offer to buy property in this changing market (September 2022)
Making an offer to buy property? Here’s what’s changed post the COVID boom. The property market in the second half of 2022 is changing. We are beginning to see the impact of rising interest rates. We are also seeing a...
Buy your next home using a bridging loan [2023 Complete Guide]
Secure bridging finance quickly and simply with Blackk. We’ll find you the best products available and help you get approved fast.
How a rate lock on your mortgage guarantees you a lower interest rate
How does a rate lock protect my interest rate? Imagine this. Interest rates are rising. If your lender raises their fixed rate loan, just before you settle on your home loan, you may end up missing out on the...
Switch to an interest only investment loan to reduce your repayments.
Why it’s a good time to consider interest only investment loans Over the last few years with interest rates at record lows, higher rents and a strong property market, many of our clients have bought investment properties to add...
Reduce your monthly debt repayments using debt consolidation
Why debt consolidation saves you money, The strategy is relevant if you have: An owner occupied home loan; AND At least one other debt such as credit / store cards, car loan, personal loan, buy now pay later; AND You...
Now is a great time to look at a lower variable rate home loan.
Why variable rate home loans are so good right now. With interest rates now rising, I recommend you look at strategies to put yourself in a better financial situation to absorb the increasing cost of your home loan. The strategy ...
3 best ways to reduce mortgage payments
Get prepared for more rate rises with these 3 best ways to reduce your mortgage payments. With all the hype in the media right now of how high interest rates might go, many of you may be starting to...
Interest rate rise special, May 2022
Hi everyone! Welcome to our special update for May 2022 on the RBA interest rate rise. As it’s the first rate rise in 12 years, I wanted to make sure you all felt informed and comfortable with your home loan....