Building your own home
Construction loan expertise to guide and simplify your home building experience.
Right now you may have some savings to use as your deposit, a bit of credit card debt and a car loan. So you may be wondering if you’re even able to get a construction loan and what your borrowing power is.
We are here to answer all your questions and guide you through from start to finish to a successful outcome. This is why many people who have built their own homes have chosen us. We will show you how to get your finances ready to apply for a loan and advise you how to manage your budget through the build.
We have long term relationships with all major lenders and with our expertise in banking policy, you can feel confident that we have a good chance of getting your construction loan approved.
Best of all, we don’t charge you a fee to use our services as we are paid by the lender when your home loan settles.
Don’t let these common misconceptions about construction loans stop you.
Here’s the truth:
Yes you can start building with a 5% deposit saved
Yes you can use the $15,000 Qld First Home Buyers Grant to boost your deposit
No you don’t have to be in your job for at least 12 months
No, all your debts don’t need to be paid off to get your first home loan
Home Builders Guide
Here’s our simple process to get a construction loan so you can build your own home.
Download the step by step map below.
2. Find a block of land
3. Choose home design and builder
Your home isn’t complete without planning for the outside areas, like landscaping, fencing and a driveway so you will need to choose your tradesmen and get quotes as these aspects are over and above what is included in the building contract. It’s important to get an accurate estimate for the total cost of the land, build and all the extras.
4. Start construction loan application process
5. Sign your home loan application
6. Construction loan approved
7. Land settlement
8. Construction to Completion
Download this simple step by step guide to building your own home.
What our clients have to say.
Victor was absolutely fantastic and we could not have asked for a better mortgage broker. He was very professional and so helpful every step of the way from first meeting up until everything was settled. Victor made sure everything was as easy for us as possible. Victor definitely had our best interests and goals at the forefront. Absolutely deserves 5 stars!
Victor was so helpful and patient with us when buying our first home. No question was stupid, he responded to emails/texts promptly, after hours appointments weren’t a problem. Would definitely recommend him.
Viktor was extremely professional and knew what he was talking about. He offers great service for everyone and tells you the honest truth. He tells you what you need to hear and will keep you in track to reaching your goals. Honest, professional and knows-it-all.
Looking for guidance before you get started?
Learn if you are eligible for the $15,000 First Home Buyers Grant QLD, when you get paid how to apply. This is the Complete...
The Guide covers how to build a house step by step - from where to start, using Government Grants and getting a construction...
The Queensland State Government helps out First Home Buyers with the Stamp Duty Concession. The QLD Stamp Duty Concession (or...