Mortgage Broker Brisbane
Book a free consultation with an experienced Mortgage Broker in Brisbane.
Welcome to Blackk Home Loans.
We are experienced Brisbane-based Mortgage Brokers who will guide you quickly and easily through the home loan process. We get you the right home loan and show you how to pay it off faster.
Being at the forefront of modern banking policies across 40 Australian banks and lenders, we know what home loan will work best for you. It is why we have such a high success rate getting loans approved first time.
We guarantee that at every stage of your home loan application, we will provide you with reliable updates and constant guidance.
And best of all, you don’t pay a fee to use our service.
Why Choose Blackk Mortgage Brokers?
- We are experienced Brisbane Mortgage Brokers – We’ve been around since 2007 and have helped thousands of clients get their home loan approved.
- We know banking policy well which means we only apply for your home loan when we can get it approved.
- With the right home loan, you can relax knowing that you aren’t paying more in interest and fees than you should be.
- We are constantly improving our process to make applying for a home loan easy for you.
- We can guarantee that at every stage of your home loan application, we will provide you with reliable updates and constant guidance.
Being at the forefront of modern banking policies, I know which lenders will be best suited to your personal situation which is why I have such a high success rate getting loans approved the first time.
I believe that when done responsibly, borrowing money is a really beneficial way to grow your wealth and reach financial freedom. Lending gives all of us the chance to achieve things that otherwise may be out of reach.
Blackk Mortgage Brokers Brisbane
Blackk is one of best-rated mortgage brokers in Brisbane. See what our clients have to say.
Blackk – Experienced Mortgage Brokers in Brisbane
Frequently Asked Questions
It usually costs you nothing to use Blackk to get your loan approved and settled. This is because we are paid by the lender with whom you have your home loan with after your loan has settled (i.e. when you pick up the keys).
There are some exceptions to this which we will discuss with you if it is relevant. These broadly include the following, if (i) your situation is really complex involving significantly more time, or (ii) you refinance your loan away from Blackk within 18 months of your loan settling, to another bank or mortgage broker.
The amount you can borrow depends on a number of factors, including your income, expenses, credit score and the type of property and location you are purchasing. To get an accurate estimate, it is best to get in touch with us.
The best place to start is with a phone call with Victor, our mortgage broker. You can book online a time that suits you, or call the office and we can arrange a time. This is an opportunity for you to ask any burning questions you may have and get a feel for if you think we are the right fit for you.
Once you have spoken with us, the next step is to complete an online fact find, where you provide all your personal and financial information for us to review and also upload your supporting paperwork like bank statements. Once we have reviewed these, we will recommend suitable home loans. For more detailed steps, go to ‘Services’ on the menu bar and choose what type of home loan you are after.
This can take anywhere from 2 to 10 business days, depending on how complex your loan is and how busy the banks are. We follow up with your lender regularly on your behalf to push your application along as quickly as possible and keep you updated.
The paperwork you supply needs to support the information you have provided in your online fact find. This includes bank statements, payslips, ID such as your driver’s license, Medicare card and passport.
If you’re concerned about your credit history or your credit file we recommend you get a copy of your credit file before applying for a loan to check and see if there are any ‘marks’ against your name. There can be a number of reasons why this might be the case: from not paying your mobile phone bill on time, missing a credit card or loan repayment or worse. Your credit file can be accessed through mycreditfile.com.au. If you do have a bad credit history, there are some things you can do to fix it but this is normally determined on a case by case basis.