Mortgage Broker Brisbane

Experts in getting your home loan approved

Victor Kalinowski - Blackk

Welcome to Blackk Home Loans.


Your personal mortgage broker Brisbane can help you find the perfect home loan for your home or investment property.

Victor, the mortgage broker here at Blackk, is supported by a team of home loan specialists, based in Brisbane who get individuals and families approved for the right home loan.

Your personal mortgage broker Brisbane from our team at Blackk will help you navigate the confusion by simplifying the shopping around for you and completing the application process.

Most people find the experience of buying a home to be both stressful and exciting, especially once you have made an offer on a home and are waiting to hear if it has been accepted.  Once this happens, you will need a mortgage broker Brisbane who you can rely on to get your home loan approved in time for settlement.

We have a reputation in the industry for getting home loans approved quickly. In fact, 99% of home loans we apply for with the banks are approved on time.  This is great news for our clients as it removes the uncertainly and stress of not knowing where you stand.

Getting to know our clients and their financial situations, is what we do well here at Blackk. We have our clients complete an intuitive and secure online fact find where they enter in all their personal and financial details. All our families want to talk to us face to face as well, giving them the opportunity to have all their questions answered.

It is with this understanding of your situation, that we are able to locate the best fit home loan from the hundreds of home loan offers we have access to. We have relationships with 40 different banks and lenders, and on a daily basis we are updated with the latest home loan interest rates and offers. You can feel confident you are getting the best fit home loan for your family home or investment property.

Once our clients have their heart set on a particular home, and have made an offer, we know how anxious the waiting around for an answer can be. At least you can have confidence that your home loan application is in good hands. We guarantee that at every stage of your home loan application, we will keep in touch and provide you with reliable updates and guidance.

What really makes us the best mortgage broker Brisbane is the advice you will receive on how to manage your home loan and money. All our families want to grow their wealth, and they may not see how this is possible until they have their home loan strategy session with Victor.

We know that the advice we give here at Blackk, often saves our clients thousands of dollars before they have even purchased their home. Over the life time of their home loan, we know we can save you hundreds of thousands of dollars by following the customised plan to pay off your home loan sooner.

And best of all, you don’t pay a fee to use our service.

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Why choose Blackk as your mortgage broker in Brisbane?

Best range of home loans

A huge variety of home loans on offer from 40 different banks & lenders

Credit policy knowledge

We know which banks are a good match for your personal situation

Fast approvals

Find the certainty you need with a fast loan approval

Expert loan advice

Learn how to get ahead financially

Constant guidance

Know where you are at and what comes next when buying a home

Reliable updates

We keep you regularly updated as to where your home loan application is at

Pay off plan

Receive a personal plan to pay down your mortgage sooner

Family owned

We play the long game for you, not the banks

Brisbane local

Benefit from our knowledge of the local property market

Our services

What we do for you

  • Simplify the complexity of applying for a home loan
  • Get your loan approved
  • Provide loan advice to improve your financial situation
  • Research loans from hundreds available from 40 different lenders
  • Recommend up to 3 loans that would suit your situation in a full report
  • Prepare and submit your home loan application with your lender
  • Keep you updated on the progress of your application
  • Provide constant guidance and support on the steps involved in buying a home
  • Handle all communication with lender, including regular calls to have your loan approved on time
  • Explain and help you sign your home loan paperwork
  • Set up of new offset/transaction accounts and credit cards with your lender
  • Provide a plan to pay your home loan off sooner
  • Talking with your solicitor, real estate agent, building and pest inspector and builder as required
  • Ensuring settlement happens on time
  • Keep in contact to ensure your loan is working in the best way possible
  • Providing interest rate changes and blogs to keep you updated through the life of your home loan
  • Always available for expert loan and insurance advice as your financial needs change.

5 star reviews from Blackk, mortgage broker Brisbane

Blackk is a best-rated mortgage broker in Brisbane. See what our clients have to say.

My wife and I cannot recommend Victor and his team highly enough. He was extremely organised with our home loan and had everything sorted for us in a very short period of time. He is a stand up guy with only the right advice. Thanks for the Lamb Shawarma recipe – turned out perfect, the family loved it. The new home is great also. Thanks Victor.
03:50 27 Aug 19
Upon recommendation of a couple of friends, we had spoken to Victor Kalinowski at Blackk Finance a couple of times over the past two years whilst we looked for our first home. In the beginning, when we were just starting to look seriously, Victor provided us with invaluable advice on demonstrated savings required, deposit amounts, the impact of LMI, and what documentation we’d need to provide for a loan application. We had been looking for a house for about two years and decided to give it a break for a bit - we had encountered some disappointment in the market, and our circumstances had unexpectedly changed. Of course, when we weren’t looking, we accidentally found ‘the house’. We were in a complicated situation (being a small business owner has an impact on loan options, and we had just been through a period of significant health expenses). Instead of shying away from us as a challenging client, Victor dedicated himself to understanding our circumstances and tailored loan options that would be suited to us now, and in the future. He did a lot of research and made a lot of phone calls for us, checking requirements and information, and assisting us with preparing the right documentation, to ensure we would be in a position to get the loan we needed before applying; it was kind of like a pseudo-pre-approval process. Timeframes were very tight (we had 21 days but ended up needing a 2 day extension because the lender had a backlog) and there was a lot of back and forth and gathering of documentation, but in the end, it has all been worth it. Yesterday, we picked up the keys to our very first home. Victor’s advice and support has been invaluable - he knows the lenders, he knows their products and he knows their requirements. Most importantly, he makes the effort to get to know you, and your circumstances, and appropriately match you to the best loan options. He can talk you through the pros and cons of it all, and has a great attention to detail. And for us, he went above and beyond to follow things up with solicitors and banks, even when the process had technically ended for him (thanks Victor!). We would highly recommend working with Victor for property finance, to anyone (he does residential and commercial). He’s really easy to get a hold of and has a transparent approach to his work. Thank you, Victor, for all of your hard work and perseverance with us, and helping make our dream become a reality! Rhiannon and David
Rhiannon Wordsworth
Rhiannon W.
06:44 01 Aug 19
I have been working with Victor and his team on and off over the last 8 ½ years now, buying three properties and also helping me with a car loan.Over the years I have found Victor to be very professional and knowledgeable with the services he provides.I am still looking at purchasing more property in the future and Victor will be a part of this journey if he likes it or not.Thank you very much Blackk Finance, Keep up the good work.
les davis
les D.
09:02 24 Jun 19
Victor and his team have been helping my wife and I for around 7 years. He impressed us from the start by flying up to Rockhampton to meet us and help to structure our loans and lending so that we could buy our dream block of land. The service continued throughout the years with Victor always approachable, friendly and willing to go the extra mile for his clients. An example of this is Victor meeting us at the airport at around 9pm at night so we could get all the documents signed to allow us to settle a property ASAP. The great thing about Victor and his team is that you don't just become a number and fade into the background after a few years. Victor always returns phone calls and has your information to hand when talking to his clients. We are now in our dream home and Victor is still helping us get the best deal possible in regards to lending, combined with great advice on how to structure the loans to get the most out of every dollar. So if you want great service and honest advice then Victor and the team at Blackk are the people for you.
Shane Anderson
Shane A.
21:16 19 Mar 19
Victor was very helpful from the day we contacted him just to get general information about buying a house. He is very knowledgeable and was always very patient answering all our questions. Victor and his amazing team provided support along the way and after we purchased our house. I would definitely recommend Blackk Finance to all my friends and family!!
Helena Swanborough
Helena S.
09:35 14 Feb 19
My wife and I were looking for a broker after seeing the house we thought it was perfect for us. The right size, price and even street! So we found Blackk Finance when researching online and went to meet Victor. See, we were not just first home buyers but we also had no idea about how mortgages work. To top that, I’ve just started working as self-employed photographer and financial institutions don’t exactly love that.After reviewing our situation, Victor said we could try it but it would be complicated so we went ahead and made an offer for the property. A few days later our solicitor (who’s amazing and was Victor’s recommendation) had contracts signed and everything was ready and perfect for us to apply for the loan. Victor has lots of contacts and sadly when it was time for us to apply, a little situation started in Australia and the banks got spooked. So there we were, contract signed, first deposit paid, building inspections done and so on, and the banks saying no before we could even apply for a loan - and Victor trying every single magic spell mankind has ever heard of (and some probably only he knows).Day in, day out, Victor tried EVERYTHING. In the end, there was a chance and we decided to go for it, only to see it declined by the banks. While my wife and I were frustrated and sad, Victor has never for a second given up. And for that we are forever thankful. Mind you, this was all happening in the lead up to Christmas and New Years.And this was the 5 star review we were writing even though we didn’t succeed - which was entirely our fault - to Victor Kalinowski, first of his name, wizard of Oz finance and brave restless knight.Anyone could have given up on us and it would be completely understandable. We were a very difficult case and it was a lot of work to even try getting us a loan. Most brokers would probably say “sorry, can’t help, come back in a year when you do this, this and that”, but not him. Instead he was honest and open about our chances and the work it could take, to get everything ready and still receive a no for an answer. And that’s exactly what happened: after trying everything, we accepted the fact we were not buying this house, this time.But then something changed in our situation, a little thing, and I called Victor to tell him. With the same excitement he said that would change everything and we should try. At this stage, time was really against us. For a whole week Victor worked hard to get things done in time.And here we are now, packing our stuff to get ready to move in to our new home.Victor, we cannot thank you enough, I couldn’t just write a review saying “yes he’s the best broker in town” because without explaining what we all went through together, it would be hard to make people understand how much you care and work hard. We know you could have spent your time working with easier clients and yet you haven’t stopped for a second.Thank you thank you thank you,(and Debbie)Bruno and Roberta (and Helga)
Bruno Spotorno Domingues
Bruno Spotorno D.
07:46 15 Jan 19
My partner and I had been recommended by friends to contact Victor at Blackk Finance for the purchase of our first home. From the initial meet and greet late one evening to the actual purchase / finance of our property the positive experience continued.Victor was more than happy to talk us through all aspects and options available to us, this included understanding our personal circumstances and always maintaining options that would have our best interests first.The process was simple, convenient and we could not meet someone more willing to help and answer questions, giving confidence at every step along the way.We could not recommend Victor and the team enough and without questions would use them again for any future finance requirements.Thank you again for all your assistance and support!Brent & Shoko
Brent McKay
Brent M.
12:50 06 Jan 19
I would give Blackk Finance 10 stars if I could. Victor & Debbie were simply amazing!! I personally found purchasing our first home a bit scary but Victor coached us through the whole process and always managed to reassure me. He never seemed annoyed at my endless questions & was very well prepared for everything we threw at him.Thank you for not giving up on us. I know it took us a while but now thanks to you we will be enjoying Christmas poolside in our new home!! We will definitely recommend your services to all our friends and will be back the next time we’re in the market for a new home. 🙂
Christina Hart
Christina H.
22:32 20 Dec 18
Victor is extremely approachable, friendly and professional. He instills a confidence in you that he is genuinely making suggestions based solely on your best interests.We felt very looked after by Victor and truly wondered why anyone would even bother looking for finance on their own.Even when freak complications arose, Victor worked very hard to both rectify the situation and continually communicate with us about it.I would wholeheartedly recommend that anybody looking for a home loan speak with Victor immediately.
Gavin Handley
Gavin H.
01:53 03 Dec 18

So what do we really do for our clients? We simplify shopping for, and getting approved for, your home loan.

Victor set up Blackk in 2008 as he saw a need for a mortgage broker Brisbane, who gets home loans approved quickly, and guides people through the steps to buy their home or investment property.

We don’t play favourites with the banks, even though our services are paid for by the bank your home loan is eventually settled with. Our business is built on clients referring their friends and family, so we do everything we can to act in their best interests.  We hope that if you have a wonderful experience with us then we will see you back again, and we hope you are so confident in our advice that you speak about us to others.

We want you to feel good about your home loan as well which is why we support offer micro loans to people in less developed countries, where it is diffuclut for families to take out a loan. We believe that access to money, no matter where in the world, helps everyone have better, bright futures.,

If you’re looking for an expert mortgage broker who will help you to find, secure and get approved for your home loan, contact us today.

Are you currently looking to buy? Get free property reports here for every house on your short list.

Click to view example property report

How are Blackk different from other mortgage brokers in Brisbane?

Track record

99% success rate in getting home loans approved


Nothing beats it when it comes to your money


Step by step, we show you how to buy your home

Expert advice

Get a plan to pay off your home loan sooner

Feel good

When your home loan settles, we donate to

How to apply for a home loan with Blackk mortgage brokers in Brisbane

Book a call and meet us

Provide your details and paperwork

We research & recommend home loans

You choose & sign up for a home loan

Home loan submitted & approved by bank