by Victor Kalinowski | May 6, 2021 | First home, Next home, Refinancing
Fixing your entire home loan interest rate will cost you more. In 2021, banks are offering some very low fixed home loan rates. Many of you may be thinking how can they get any lower, so surely now is a good time to lock into a fixed rate? Instead of fixing your...
by Victor Kalinowski | Apr 2, 2021 | First home, Investment property, Next home
A building and pest inspection is a critical check you need to arrange before you finalise buying a house in QLD. Here I explain why you need it and how it helps. A building and pest inspection is completed after signing the contract (and your offer has been...
![How to make an offer on a house [2021 step by step guide]](https://www.blackk.com.au/wp-content/uploads/2019/07/Screen-Shot-2019-07-03-at-9.29.31-pm.png)
by Victor Kalinowski | Dec 16, 2020 | First home, Investment property, Most popular, Next home
How to make an offer on a house in 2021. Learn advanced strategies and tools in this 12 steps guide to getting your offer accepted. Buying property is something we only do occasionally, at most, in our lives. Yet knowing how to make an offer on a house, below asking...
![Making an offer on a house below asking price [5 winning strategies in 2021]](https://www.blackk.com.au/wp-content/uploads/2019/07/Screen-Shot-2019-07-05-at-9.25.50-pm.png)
by Victor Kalinowski | Dec 16, 2020 | First home, Investment property, Most popular, Next home
The key to making an offer on a house below asking price, is knowing the real reason the vendor is selling. If you’re planning on making an offer on a house below asking price, then start with some research to understand what is prompting the vendor to sell...
![Are Home Loan Offset Accounts worth it [2021 Explainer + Case Study]?](https://www.blackk.com.au/wp-content/uploads/2019/05/Screen-Shot-2019-05-07-at-9.33.27-am.png)
by Victor Kalinowski | Dec 16, 2020 | First home, Next home, Refinancing
Home Loan Offset Accounts can save you money on a home loan, but only in the right circumstances. It is very common for people to have heard from friends or parents that an ‘offset account’ is the go these days as it helps you save on interest repayments....
![Buying property with family members [2021 Home Loan Advice]](https://www.blackk.com.au/wp-content/uploads/2019/10/IMG_0738.jpeg)
by Victor Kalinowski | Dec 16, 2020 | First home, Investment property, Next home
Buying property with family members makes it easier to get into the property market. In 2021 with higher property prices and banks making it harder for people to borrow as much money as they used too, pooling in with family or friends just makes more sense sometimes....
