![Are Home Loan Offset Accounts worth it [2021 Explainer + Case Study]?](https://www.blackk.com.au/wp-content/uploads/2019/05/Screen-Shot-2019-05-07-at-9.33.27-am.png)
by Victor Kalinowski | Dec 16, 2020 | First home, Next home, Refinancing
Home Loan Offset Accounts can save you money on a home loan, but only in the right circumstances. It is very common for people to have heard from friends or parents that an ‘offset account’ is the go these days as it helps you save on interest repayments....
![Buy your next home using a bridging loan [2021 Complete Guide]](https://www.blackk.com.au/wp-content/uploads/2019/06/Screen-Shot-2019-05-07-at-1.36.46-pm.png)
by Victor Kalinowski | Dec 15, 2020 | Next home, Refinancing
A bridging loan allows you to buy the new home while giving you time to sell your current home. This guide updated for 2021, summaries all you need to know about bridging loans, and as a bonus I’ve also included three other approaches to financing the purchase...
![Seven ways to manage your mortgage repayments [including COVID-19 mortgage freeze]](https://www.blackk.com.au/wp-content/uploads/2020/03/How-to-3.png)
by Victor Kalinowski | Mar 31, 2020 | Investment property, Most popular, Next home, Refinancing
Seven options to help manage your mortgage repayments (and budget) through COVID-19, including the mortgage freeze. If you have a mortgage (or two) right now, you may be feeling concerned about how long you are able to continue making loan repayments for and how to...
by Victor Kalinowski | Jun 11, 2019 | First home, Investment property, Next home, Refinancing
Blackk is the specialist mortgage team working to simplify home buying and refinancing for our clients by explaining how the best home loan interest rates can really work for you. Not just for now, but also for your ongoing security and wealth. When you’re buying a...
![A plan for extra mortgage repayments is non negotiable [explainer + case study]](https://www.blackk.com.au/wp-content/uploads/2019/05/neonbrand-615710-unsplash-copy.jpg)
by Victor Kalinowski | May 7, 2019 | First home, Next home, Refinancing
Making extra mortgage repayments to fast track your home loan down to zero is the single biggest action you can take towards becoming wealthier, sooner. There is a wise Chinese proverb that says.. ‘The best time to plant a tree was 20 years ago. The second best time...
by Victor Kalinowski | May 6, 2019 | First home, Next home, Refinancing
Fixing your home loan interest rates on your entire home loan will mean you repay more in interest than you should. If there is one thing I am sure of after working in banking for most of my life, it is this – you can not beat the banks at their own game. What I...
